Residential Mortgages RKM MORTGAGE originates a variety of residential mortgages for one through four family homes. These types include but are not limited to: 30, 20, 25, 15 and 10 year fixed rate conforming mortgages  1/1, 3/1, 5/1, 7/1 and 10/1 adjustable rate conforming mortgages 30, 20, 15 and 10 year fixed rate Jumbo mortgages 1/1, 3/1, 5/1 and 7/1 and 10/1 adjustable rate Jumbo mortgages 30, 25 and 15 year fixed rate FHA and VA mortgages 1/1, 3/1 and 5/1 adjustable rate FHA and VA mortgages Home Equity Loans and Lines of Credit No Money Down mortgages No Income/No Asset/No Employment Verified mortgages Subprime mortgages (bad credit) Construction and Renovation mortgages Reverse mortgages (no monthly payments) Co-op mortgages