Mortgage Consultant Cliff Martin presents a Reverse Mortgage Seminar at the Senior Center in Wallington, NJ.

Mortgage Consultant Quinn Elam presents a $300 Charitable Contribution check on behalf of Phyllis Atkinson to Pastor Kenneth Clayton at the St. Luke Baptist Church in Paterson, New Jersey.

Mortgage Consultant Tim Dutemple presents a first time homebuyer seminar at Emmanuel Christian Fellowship church in Hackensack, NJ.

Mortgage Consultant Quinn Elam presents a $300 Charitable Contribution check on behalf of Elaine Williams to Pastor Kenneth Clayton at the St. Luke Baptist Church in Paterson, New Jersey.

Mortgage Consultant Tim Dutemple presents a $300 Charitable Contribution check on behalf of Barbara and Milton Frankel to Rev. Dr. Edna Dismus at the Teaneck United Methodist Church in Teaneck, New Jersey.

Mortgage Consultant Quinn Elam presents a $300 Charitable Contribution check on behalf of Paul and Jacqueline Johnson (not pictured) to Bishop Denzel Lee at the Church of God of Prophecy in Paterson, NJ.

Mortgage Consultant Tim Dutemple participates in the 5K run to help raise funds for the new Bergenfield Community Center Building Fund, held on November 14, 2004. Tim placed 2nd in the 25-29 year old males category.