Privacy Policy

HOW WE PROTECT AND USE CUSTOMER INFORMATION

1. We begin by safeguarding the security and integrity of customer information.
We are committed to protecting the security and integrity of customer information through procedures and technology designed for this purpose. For example:

We limit employee access to customer information to those who have a business reason to know this information. Employees are required to honor our code of conduct, which includes standards to protect customer confidentiality. They are subject to disciplinary action if they fail to do so.

We maintain policies and procedures covering the proper physical security of workplaces and records.

Our physical, electronic, and procedural safeguards meet or exceed federal standards regarding the protection of customer information.

We require independent contractors and outside companies who work with us to adhere to strict privacy standards through their contracts with us.

We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.

2. We collect and maintain customer information as part of servicing your account and your customer relationship.
In the course of serving you, we collect information about you from a variety of sources, such as:

Information you provide to us on applications or forms, such as your income and accounts with others

Information we receive from an outside company, such as a credit bureau, regarding your credit history or employment status

3. The customer information we collect is used to serve your accounts and meet your financial needs.
Information may be used with authorized third parties (described in section 4), for a number of purposes, such as:

To protect your accounts from unauthorized access or identity theft

To process your requests such as loan applications

To keep you informed about financial services of interest to you

4. We do not share information with outside parties who may wish to market their products to you.
We may disclose the information we collect, as described above, with nonaffiliated third parties that are acting on our behalf, including:

Situations when we may disclose to third parties the customer information we collect as permitted or required by law. In these cases, third parties could include credit bureaus, title companies, government entities, courts or other entities (in response to subpoenas and other legal processes), and those with whom you have requested us to share information.

It is important to note that we do not sell customer information to other companies.